12 Caribbean nations lost their correspondent banks. $18.4B in annual remittances still flow through 8% fee corridors. YembiPay converts USDC to local currency and deposits into bank accounts in seconds — with compliance certificates that make re-screening unnecessary. Every partner that integrates makes the network more valuable for everyone.
Request Sandbox AccessYour app calls our API with the USDC amount, recipient bank details, and corridor.
OFAC sanctions screening, GENIUS Act compliance check, on-chain settlement on Base L2.
JMD, TTD, or GYD deposited into the recipient's bank account via local payment rails.
Per-transaction compliance certificate with on-chain proof, OFAC results, and audit trail.
One POST request to settle USDC into a Jamaican bank account. Compliance screening, FX conversion, and local rail delivery happen automatically.
Get an estimate first, then execute. Every settlement produces a downloadable compliance certificate with on-chain proof.
Real-time check against the SDN list before every settlement. Sanctioned wallets are blocked instantly.
Built for the 2025 stablecoin regulatory framework. DASP registry verification on every transaction.
Transaction velocity checks, structuring detection, and automated suspicious activity reporting.
Every settlement produces a PDF certificate with on-chain hash, OFAC results, risk score, and audit trail.
Instant system pause and individual wallet freeze. Three-wallet architecture with automatic failover.
GAAP-compliant audit record for every transaction. Maps on-chain hashes to real org IDs and invoice numbers.
Every fintech that integrates our API adds volume. More volume attracts more bank partners. More bank partners attract more fintechs. The flywheel compounds.
Partners embed our compliance certificates into their audit workflows. Once a bank's compliance team trusts YembiPay certificates, switching costs become prohibitive.
Each new corridor (Jamaica, Trinidad, Guyana) makes the network exponentially more valuable. Adding corridor N+1 costs one adapter — the compliance core is shared.
Caliza does 15+ LatAm currencies but zero Caribbean. BlindPay, Infinite, SpotPay — all LatAm or Africa. Nobody is building this.
Global banks cut correspondent relationships. The IMF called it "a clear and present danger." Stablecoin settlement bypasses the broken system entirely.
$3.74 revenue on a $500 settlement at 0.75% fee. Infrastructure cost: $0.51. Unit economics that improve with scale.
Traditional Caribbean remittance costs 6-8%. YembiPay charges 0.75%. 10x cheaper and 100x faster.
Request sandbox access and start settling USDC to the Caribbean in minutes.